This book endeavors to provide professionals who represent consumers, a guide for how to handle lawsuits arising from violations of the federal Fair Debt Collections Practices Act, attorneys ("FDCPA") and other statutory remedies for collection abuse experienced by consumers.

The preamble to the Fair Debt Collection Practices Act provides a précis of legislative intent that applies with more or less equal extent to a number of state and federal enactments that endeavor to defend consumers from abusive debt collection practices.

From the introduction to the FDCPA:

Abusive practices 

There is abundant evidence of the use of abusive, deceptive, and unfair debt collection practices by many debt collectors. Abusive debt collection practices contribute to the number of personal bankruptcies, to marital instability, to the loss of jobs, and to invasions of individual privacy.

The statute observes that existing laws and procedures for redressing these injuries are inadequate to protect consumers.

The FDCPA is a consumer protection law designed to reduce abusive debt collection practices that would likely disrupt a debtor's life.

The FDCPA was enacted to protect debtors from abusive debt collection practices.

“The primary goal of the FDCPA is to "protect consumers from abusive, deceptive, and unfair debt collection practices, including threats of violence, use of obscene language, certain contacts with acquaintances of the consumer, late night phone calls, and simulated legal process.”

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