# 21 SKU 107-A Release 2019
DVD regular price. $ 299.95
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Abusive Debt Collection $ 99.95
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Abusive Credit Reporting $ 99.95
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Discharging Student Loans $ 99.95
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Total $ 300
ON DVD OR THUMB DRIVE
THE CONSUMERS' RIGHTS LIBRARY
3 DESKBOOKS - LAW & PRACTICE ON DVD OR THUMB DRIVE
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KING'S ABUSIVE DEBT COLLECTION PRACTICE 210 pages
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KING'S ABUSIVE CREDIT REPORTING PRACTICE 265 pages
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DISCHARGING STUDENT LOANS 83 pages
OUTLINE - ABUSIVE DEBT COLLECTION
INTRODUCTION:
Current state of affairs shows that student loan debt is a ticking time bomb.
Student Loans: A Debt Problem that Won't Go Away after BAPCPA
A. CONSIDERATIONS IN TAKING ON STUDENT LOAN ISSUES.
1. Federal v. Private Loans, State Loans;
Separating the herd
2. The Players: Lender, Servicer and
Guarantor
3. Analysis in light of Client's Goals
4. Are the Loans in Default?
B. FDCPA
Federal Loans
Private Student Loans:
C. BANKRUPTCY OPTIONS
D. NATURE OF STUDENT LOAN DEBTS AND BANKRUPTCY ADMINISTRATION
E. ADVERSARY PROCEEDINGS
F. UNEMPLOYMENT AND LOW INCOME IMMEDIATELY PRECEDING
G. CHAPTER 13 CONSIDERATIONS
H. RESOURCES AND WEBSITES
OUTLINE - ABUSIVE CREDIT REPORTING
Chapter 1 50 Shades of Credit
Chapter 2 The Credit System
Chapter 3 Fixing Your Credit Report
Chapter 4 Suing the Credit Report Company
Chapter 5 Abusive Debt Collection
Chapter 6 Getting Even: File Bankruptcy
Chapter 7 Credit discrimination
Chapter 8 Credit fraud & Theft
Chapter 9 Rebuilding Your Credit Score
Chapter 10 Legal issues & procedures
Chapter 11. Appendix
SAMPLES OF ISSUES ADDRESSED
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How the credit system works
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Myths about credit
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About credit reports
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About credit reporting bureaus
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Credit information providers
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Fair Credit Reporting
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Frequent violations
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Demanding removal or correction
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Obtaining the credit report
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Steps to new building new credit
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Suing the credit bureau
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Fair Debt Collection Practices
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Suing the bill collector
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Positioning a case for law suit
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Pros and Cons of Filing Bankruptcy
APPENDIX
I. Summary of consumers' legal rights
ii. The text and summary of key statute
Federal Trade Commission FTC
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Federal Trade Commission Act 15 U.S.C. §§ 41-58TILA 15 U.S.C. §§ 1601-1667f
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Fair Debt Collections Practices Act 15 U.S.C. §§ 1692-1692p
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BAPCPA 15 U.S.C. §§1637-1638,1664 and 1665b
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Credit Card Accountability Responsibility & Disclosure Act of 2009 15 U.S.C. §§ 1601-1667f, 1681 et seq. and 1693 et seq.
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Fair Credit Reporting Act 15 U.S.C. §§ 1681-1681x Fair Credit Billing Act 15 U.S.C. 1666-1666j
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Fair & Accurate Credit Transactions Act 15 U.S.C. §§ 1681-1681x
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Equal Credit Opportunity Act 15 U.S.C. §§ 1691-1691f
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Credit Repair Organizations Act 15 U.S.C. §§ 1679-1679j
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Fair Credit & Charge Card Disclosure Act 15 U.S.C. §§ 1610-1646, primarily 15 U.S.C. § 1637
iii. Lawyers' issues
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Standing: injury in fact: Damages
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Private cause of action v. regulatory enforcement
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Venue
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State v. Federal rights & Procedures
iv. Reported cases & court trends
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Federal cases
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Bankruptcy cases
v. Sample letters
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Letter requesting credit report - will pay charges
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Letter requesting credit report after credit denied
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Letter demanding investigation of credit item
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Letter demanding investigation of credit item
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Letter demanding correction of credit item
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Letter demanding expired item be deleted
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Letter demanding correction after bankruptcy
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Letter demanding re-investigation
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Letter demanding sources of credit information
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Letter, second demand for re-investigation
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Letter adding a consumer statement
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Letter requesting bureau add good credit item
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Letter demanding stop harassment
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Letter negotiating with creditor
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Letter appealing denial of credit application
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Sample credit report
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Explanation of credit system (Experian)
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Letter from creditor denying credit
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Response from credit bureau (Trans Union)
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Letter showing credit item has been deleted
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Letter from bureau about repair services
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Short form letter requesting investigation
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OUTLINE - DISCHARGING STUDENT LOANS
INTRODUCTION:
Current state of affairs shows that student loan debt is a ticking time bomb.
Student Loans: A Debt Problem that Won't Go Away after BAPCPA
A. CONSIDERATIONS TAKING ON STUDENT LOAN ISSUES.
1. Federal v. Private Loans, State Loans;
Separating the herd
2. The Players: Lender, Servicer and
Guarantor
3. Analysis in light of Client's Goals
4. Are the Loans in Default?
B. FDCPA
Federal Loans
Private Student Loans:
C. BANKRUPTCY OPTIONS
D. NATURE OF STUDENT LOAN DEBTS AND BANKRUPTCY ADMINISTRATION
E. ADVERSARY PROCEEDINGS
F. UNEMPLOYMENT AND LOW INCOME IMMEDIATELY PRECEDING
G. CHAPTER 13 CONSIDERATIONS
H. RESOURCES AND WEBSITES