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THE CONSUMER BANKRUPTCY LETTER
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In This Issue:
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Nov. 3, 2003
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BANKRUPTCY THIS WEEK . . .
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LEGISLATION & REFORM NEWS . . .
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PACER: 30-PAGE CAP APPLIED TO DOCKET SHEETS
The Judicial Conference, at its September 2003 session, amended the language of Section I of the Electronic Public Access Fee Schedule for the appellate, district, and bankruptcy courts, the United States Court of Federal Claims, and the Judicial Panel on Multidistrict Litigation (adopted by the Judicial Conference pursuant to sections 1913, 1914, 1926, 1930, and 1932 of title 28, United States Code). The previous schedule placed a cap on the seven cents per page charge for Internet access to data obtained electronically from the public records of individual cases in the courts, with a maximum $2.10, the equivalent of 30 pages, for electronic access to any single document. The amendment extends this cap to all case documents, including docket sheets and case-specific reports, with the exception of transcripts of federal court proceedings. The cap will apply to all PACER, RACER, or CM/ECF sites. The actual implementation of the document cap extension will not take place until the necessary software changes have been completed. The implementation date of the cap extension will be announced shortly. Check back to this web site.
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DAVID TILEM RECEIVES DOUBLE APPOINTMENTS
Glendale, California bankruptcy attorney David A. Tilem has been appointed to NACBA's first Regional Chair for the Central District of California. NACBA (National Association of Consumer Bankruptcy Attorneys) is the nation's leading professional organization for consumer bankruptcy attorneys. NACBA has lead the fight to protect debtors' rights and oppose the so-called bankruptcy reform legislation that has been pending in Congress. NACBA undertakes significant efforts to upgrade the professionalism of consumer bankruptcy attorneys.
Tilem has also received appointment to the California State Bar Board of Legal Specialization - Personal and Small Business Advisory Commission. In this capacity Tilem will help draft and edit exam questions for attorneys seeking certified status.
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LETTER TO A CREDIT CARD CARRIER -
So it is with deep regret and sadness that we advise you of our disappointment with you as a customer. Yes, disappointment. For despite our unmatched terms, you have not met your end of the bargain. Not only have you failed to use your card more than 3 times during the last 12 months, but on each occasion, you paid your bill in full and on time. This is inconsistent with your prior credit history and, frankly, we expected better of you.
Your prompt payments and inadequate use of your credit card force us to take the drastic action of converting your account to Non-Preferred Customer Status. As a Non-Preferred Customer, you will be assessed a ten dollar carrying charge for each month in which you fail to use your card and a five dollar surcharge on each paid-on-time monthly bill. Additionally your Preferred Customer Perks will be eliminated, except for our rebate program which will henceforth be limited to purchases made in Venezuela.
However, if you act quickly you can still qualify for Preferred Customer reinstatement. Simply use your card at least 12 times in the next 3 months, incur debt in the minimum sum of $3000, and pay no more than 10 percent of the amount owed on your card each month plus interest. Yes, that's all it takes to re-qualify for Easy Come Easy Go's Preferred Customer Perks.
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